Amanda Keith ~ Home Equity Retirement Specialist

AMANDA KEITH is a licensed Mortgage Loan Originator specializing in the HUD-insured Home Equity Conversion Mortgage (HECM), and the new Jumbo and Flex Jumbo Reverse Mortgages. As an experienced financial professional, with a CPA background, Amanda offers in-home complimentary consultations. If you or someone you care about is looking for ways to improve cash flow during retirement years, and/or downsize/rightsize to a “forever home,” the deferred repayment, and recently revamped reverse mortgage program, is something you will want to better understand. Amanda is a trusted resource for financial professionals, realtors, and retirees, and has provided industry updates and training to various PFAC fiduciary groups, NAPFA and other financial advisor teams, CalCPA groups, Law Firms, and various Realtor Associations. She has also spoken as a guest lecturer to Merritt College’s Real Estate Finance class. She helps finance professionals and consumers to gain a deep understanding of HUD’s program guidelines and brainstorm ways to use this flexible planning tool to serve the Boomers and Beyond. Amanda enjoys hiking, exploring the West coast, international travel, participating in Oakland Rotary, and is involved in various financial literacy programs for Bay Area youth.


The average retiree holds 70% of their net worth in home equity. Learn how to incorporate housing wealth into your retirement strategy to provide peace of mind, increase cash-flow, and even leave a larger legacy, all with no monthly mortgage payments. Learn how you can:

  1. Pay off your forward mortgage to eliminate your monthly payment.*
  2. Maintain a line of credit (that grows for health emergencies and surprises).
  3. Cover monthly expenses and avoid selling assets at depressed values.
  4. Pay for long-term health care needs.
  5. Fill the gap in a retirement plan caused by lower than expected returns on your assets.
  6. Pay for short-term in-home care or physical therapy following an accident or medical episode.
  7. Delay collecting Social Security benefits until payments are maximized.
  8. Eliminate credit card debt and avoid building new credit debt.
  9. Purchase a home.
  10. HAVE FUN! Buy a new car, take a dream vacation, and enjoy your retirement.
    *Borrower must maintain the property as a primary residence and remain current on property taxes and insurance.
    **Consult a financial planner/program specialist.



Merritt College Real Estate Finance class
PFAC fiduciary groups
Oakland Rotary
Keller Williams Realty
UC Berkeley Extension, Retirement Income Planning Class



“Very enlightening presentation. We had a lot of negative misconceptions about reverse mortgages prior to Amanda Keith’s talk. Amanda is a very engaging speaker. Excellent presentation. Well worth hearing.”
~ Walt Strach, Speaker Chair, SIR Branch 62 Sunnyvale

“Amanda gave a very professional, fact-filled presentation that successfully dispelled false notions regarding reverse mortgages. It was enhanced by her realistic examples and I believe she set a record for the number of individuals asking for copies of her presentation as well as for her contact information which speaks volumes.”
~ Frank David Rollo, MD/PhD, Speaker Chair, Villages Men’s Fun Club  (VMFC) 



YouTube Videos:

Reverse Mortgage: Is This an Option For You?
How a Reverse Mortgage Can Be a Great Tool For Buying Your Next Home Out Of The Bay Area

Whiteboard Videos:
Sequence of Returns
Tom & Sarah, Purchasing a Home in Retirement