Jen Lee ~ Debt & Credit Attorney

Jen Grondahl Lee is a debt and credit strategy attorney. She helps her clients examine their financial situations and provide long-term solutions for reducing debt and stress in their lives. Sometimes, the solution is bankruptcy, but oftentimes, there are other solutions we can work through to get back on track. She has been featured in articles in Consumer Affairs, US News & World Report, and various websites relating to credit, debt, and bankruptcy. She has 2 girls and they are involved in several dog rescue organizations.


The Elephant in the Room: How Financial Stress is Destroying Productivity, Relationships, and Health

There is a problem that is taking over all generations in America. It’s the elephant in every room, on every social media page, and in every workplace. No one wants to talk about debt, credit, or financial problems and it’s creating problems in all areas of life. Jen, along with her elephant, Bernadebt (Burn-A-Debt), brings this topic to the forefront so that we can all understand why not talking about it is the biggest problem.

  • Productivity – did you know that employees spend over 150 hours a year of company time working on their own personal financial issues? Financial stress costs companies $7,000 per year, per employee.
  • Relationships – money is the leading cause of divorce and relationship problems. One of the biggest problems? No one talks about it. We’re going to talk about it!
  • Health – 70% of illnesses are caused by stress. Finances are the number one cause of stress. Your debt and credit problems are literally making you sick. Let’s talk about solutions.

This talk is an innovative approach that examines several typical financial situations and points out a glaring disconnect in our society. Let’s talk about the elephant in the room.

What’s My Number? Strategies for Understanding and Improving Credit Scores

Credit scores are often a mystery, with lots of misinformation circulating. During this talk, Jen covers intentional actions to take to improve your credit score, understand what affects the score (and what does not), along with strategies for improving common issues related to credit. Credit scores can play a large part in the interest rates you get on mortgages, car loans, even insurance premiums, so making the most of your credit score can save you thousands of dollars.

  • Information – credit reports and scoring. What are the best ways to get a credit report?
  • Actions – reading the report and understanding what goes into the score. Are you doing things that lower your score?
  • Future – planning for future needs. How long is this going to take?

This program busts the myths and common misconceptions out there with useful information that can immediately be applied to almost any situation.

Stolen! What to Do When Identity Theft Happens to You

Do you know what to do when your credit card is compromised, or your identity is stolen? In this talk, Jen goes over several ways to protect private information, including credit, financial, and medical details, to reduce the risk of identity theft and fraud. However, even with the best precautions, it can still happen to almost anyone. We’ll review how to figure out you’ve been a victim and the steps to take to try and fix the unfortunate situation.

  • Protecting yourself, your family, and your private information.
  • Red flags and identifying the problem.
  • Immediate steps to take when fraud is discovered.
  • Long-term actions and ongoing monitoring details.

After the 2017 Equifax data breach, it is more likely than not that your identity has already been compromised. Do you know what to do when it happens?

Debt and Credit Issues: Am I Alone?

The Facebook phenomenon. You go on Facebook and everyone is talking about how great their lives are. Where they went on vacation, what new car they bought, where their kids are going to college. No one is posting about their financial problems. If they do, friends may try to cheer them up briefly, but people tend to hide “negativity” from their feeds. It can be very isolating to think that there is no one out there struggling with finances. In this talk, Jen shares several stories of common debt and credit problems people face and the types of solutions that are out there. Many of her clients would have been much better off getting advice a lot earlier, but they were scared and didn’t realize all the traps out there. Stories include:

  • The senior citizen vs. the debt settlement company. Scams, fraud, and lies told to a 73-year-old woman to get her to sign the contract.
  • The working professional vs. the pennies on the dollar internet tax resolution company. Why people turn to late night TV and the internet to solve debt and tax problems.
  • The millennial (and her parents) vs. student loans. Really, what can you do with $150,000 in student loans and a bachelor’s degree in _____?

This is a frank talk designed to put the audience into the shoes of most Americans. The point of the discussion is to ultimately figure out that we’re not alone and that there are all kinds of solutions out there if you know where to look.


  • Absolute Trust Roundtable
  • Real Estate Alliance of Livermore (R.E.A.L.)
  • BNI
  • Pleasanton Chamber of Commerce
  • ProVisors San Ramon
  • Rotary Club 5150 Belmont, Mission San Rafael
  • Rotary Club 5170 Fremont, Alameda, San Leandro, Almaden Valley, Campbell, Santa Clara
  • Rotary Club 5160 El Cerrito, Alamo, Benicia, Solano Sunset, Diablo View
  • Rotary Club 5130 Napa, Napa Sunrise
  • Asian Business Alliance
  • VREN (Valley Real Estate Network)
  • Keller Williams Tri-Valley Real Estate
  • Experience Unlimited Contra Costa
  • Security Pacific Real Estate
  • Kiwanis Petaluma, San Jose, Healdsburg, Napa
  • SING (St. Isididore Networking Group)
  • SIR Branch 76 Santa Rosa, 4 San Francisco
  • ​(OBAOR) Oakland Berkeley Association of Realtors
  • Silicon Valley Networking Group
  • Lawyer Business Advantage Client Summit
  • Virtue Realty Tracy
  • Tri-Cities Marketing Council


“Jen makes a scary topic seem less scary. She shares a message of hope!”
~ Craig Adams, Speaker Chair, Golden Gate Breakfast Club

“I invited Jen Lee to present to a group of allied professionals on the topic “Are You or Your Employees Dealing with Financial Stress?” Jen’s expertise and perspective are unique and extend well beyond bankruptcy. The presentation was thorough, well-organized and extremely engaging, generating a lively discussion among the participants. The emphasis on the range of alternatives to bankruptcy was extremely helpful for my audience and their clients, and I strongly recommend Jen Lee as a speaker.”
~ Kirsten Howe, Esq., Founder and Managing Partner,  Absolute Trust Counsel

“OUTSTANDING***** Professionalism + Knowledge + Expertise = Jen Lee”
~ John Rehnberg, Program Chair, Fremont Rotary

“Our Rotary club very much enjoyed Jen Lee’s presentation on Identity Theft. Her approach is clear, concise and very much about empowering people to take specific steps to protect or clean up their personal information.”
~ Morgan Mack-Rose, Program Chair, San Leandro Rotary

“I believe she did an outstanding job! The handouts were very informative. Also, it was very obvious she was well versed in the subject matter of identity theft.”
~ Andre Lewis, Program Chair, Benicia Rotary

“Jen was very personable and shared her very interesting presentation about identity theft and other digital security threats. It was very topical. We’ve had experiences before where it felt like the speaker was trying to sell us something. No so with Jen, she ONLY added value!”
~ Brian Dodd, Program Chair, Rotary Napa Sunrise

“Jen is well versed in the area of fraud and provides excellent examples of how to safeguard financial transitions and well as Social Security number. She delivers her discussion very professionally with some humor as well.”
~ Bob Fox, Little Sir, SIR Branch 4 San Francisco


YouTube Channel